Car Insurance
I'd like to change the way my car insurance works.
I'd like a monthly fee of, perhaps, $200 with the following things covered:
Gas at most any gas station at the cost of $10 a month for however many gallons it takes to keep my car running a month.
A visit to any local fix-it-shop for regular maintenance and repairs as often a I think my car is "running funny" at a cost to me of only $20 a visit.
and
A visit to a dealership to replace my car if recommended by my fix-it guy for only 20% of the MSRP.
Seems fair when compared to health-care coverage.